This image is part of a series that was created for an open textbook, Fundamentals of Business, 4e. The textbook will be available Fall 2022 at https://vtechworks.lib.vt.edu/.

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Kindred Grey (2022). "Financial quiz." CC BY 4.0.

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A graphic of a Financial Quiz, labeled “Are you penny wise or pound foolish?" 'Take this quiz to find out!" The quiz instructs users to "Give yourself 0 points for each A, 1 point for each B, and 2 points for each C." Quiz content is listed from top to bottom. 1. If I didn’t have a credit card in my pocket, I would: a. Not even notice; b. Look for it frantically; c. buy a lot less stuff! 2. At holiday time, my credit card balance: a. Is sitting pretty at PAID OFF!; b. Isn’t anything I can’t pay off next month; c. lost in the stratosphere. 3. I see something I really want, so I: a. Wait until I can afford it; b. Forget about it - I don’t need it; c. CHARGE! 4. My rent is due: a. No problem - it’s in the budget!; b. Manageable, but I might start packing my lunch; c. OUCH - another month of ramen. 5. My car needs new brakes to pass inspection: a. No problem - I have money set aside for things like this; b. I guess I’m not going to that concert after all; c. CHARGE! 6. I think I’m being good with my money: a. And I’ve got enough put aside for vacation!; b. But it’s pretty hard to save up much; c. but I can never seem to pay off that credit card.” The bottom reads “How did you do?” A rectangle on the bottom contains the scores for the quiz, and is labeled “Is your financial future rock solid or on thin ice?” Rectangle content from top to bottom: 0-3 points: Rock Solid - you have this money thing figured out! 4-6 points: Careful - you have some work to do! 7-12 points: The ice isn’t just thin - it’s breaking under your feet! Time to stop those impulse buys and cut your expenses!”

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